50-65 with $500k+?
See your "Spend-For-Life" number and the top 3 tax moves to keep more, without changing your lifestyle.
So you can spend confidently, travel freely, and enjoy retirement without money stress.
What you'll get:
- Spend-For-Life Number: Your sustainable, inflation-adjusted withdrawal target so you can spend confidently.
- Tax-Smart Withdrawal & Roth Roadmap: Coordinated order of withdrawals and Roth conversions to minimize lifetime taxes and IRMMA.
- Social Security Timing Map: Exact claiming strategy coordinated with your portfolio income.
- Fee & Tax Drag Audit: Find and remove hidden fees and unnecessary tax leakage.
- Portfolio Stress Test: Bear/base/bull scenarios to protect income through downturns.
All of this is designed so you can stop worrying about money and spend more time on what really matters: family, health, and the life you’ve worked hard for.
Our planning is built for people who:
Are 50–65 and 5–10 years from retirement
Have $500,000+ saved and want to protect it
Value family, health, and freedom over watching the markets
Prefer to delegate financial details so they can focus on living
Step 1:
Discovery (30-Min)
In the first 15 minutes, we'll get to know each other and ensure your situation aligns with our expertise.
If we agree there is a potential fit, we'll spend the remaining time learning more about you and your unique situation.
Step 2:
Share Documents
After the Discovery meeting, we will securely request several important documents from you.
These documents coupled with the information we learned during our first meeting will help drive our analysis.
Step 3:
Review Your Blueprint (60-Min)
We will deliver the results of your Retirement Tax & Income Blueprint to show you exactly what you can do to keep more after-tax income, reduce taxes and fees, and improve your retirement plan.
Frequently Asked Questions
Yes, we can. Our firm is equipped to meet with clients and potential clients through the video conferencing software, Zoom. Each meeting is protected by a unique password and we adhere to the strict security guidelines necessary to protect your privacy.
We’re an independent, fiduciary financial planning firm, which means we only recommend what’s best for you. No commissions. No product sales. Just advice tailored to your goals.
While we’re based in Pennsylvania, we work with clients all over the country. We start with a deep-dive planning process over a few meetings, then stay connected through regular reviews (at least twice per year) to keep your plan aligned with life’s changes.
Our focus is helping you feel confident, clear, and in control of your future. No matter where you’re starting from.
Our fees depend on your unique needs and complexity and are a transparent line item on every statement.
We charge a fee that’s a percentage of the value of the investments we manage, which is directly debited from the account:
- 1.25% on the first $500,000
- 1.00% on the next $500,000
- 0.75% from $1M to $3M
- 0.50% on anything over $3M
If you'd like to work with GT Wealth before your assets become directly manageable, we offer the option to work together under a flat annual fee of $6,250, the same fee applied to a $500,000 portfolio.
We don’t earn commissions, kickbacks, or referral fees. There’s no additional charge for the tax, estate, or retirement advice we provide. It’s all part of the relationship.
Our goal is to help you experience more freedom, with less stress about money. That means taking planning off your plate so you can focus on the life you want to live.
We help clients with:
- Retirement planning built around your vision for life after work
- Investment management aligned with your goals and values
- Proactive tax planning to keep more of what you’ve earned
- Estate and legacy planning that reflects what matters most
- Insurance and risk review for peace of mind
- Cash flow planning to keep your lifestyle sustainable and flexible
And anything else it takes to help you move forward with clarity, confidence, and control.
Yes, and it's a core part of what we do.
Our goal is to reduce your total lifetime tax bill, not just react at filing time. We take a proactive approach by helping you identify opportunities to optimize how you earn, spend, and invest so more of your money stays working for you.
While we don’t prepare or file your tax return, we collaborate with your CPA or tax professional to make sure the strategy and execution are aligned.
Your investments are held at Charles Schwab, an independent custodian. That means your accounts remain in your name, fully owned and accessible by you.
We serve as your advisor with limited authority to manage those accounts on your behalf always with transparency and your permission. We don’t work for Schwab, and we don’t earn commissions. Our role is to guide you with objective advice that puts your goals, values, and future first.